Having your identity stolen is hopefully something you and the people around you are unfamiliar with, although it can never hurt to be cautious. Here is some expert advice as to what to do if the circumstance ever comes up.
Initially, it’s important you diagnose the account that has been compromised. While it can be difficult to identify the problem, unaccounted for charges are a tell-tale sign that something’s not right. Do this by scanning your bank statements and reaching out to the institution if something doesn’t seem right.
Notifying your bank early on of fraud alert will work in your favor down the road if fraudulent activity is in fact discovered. In addition, you’ll want to file a report with the Federal Trade Commission and even your local police department. While the local PD won’t necessarily be able to do anything, it’ll be beneficial to leave a trail of documentation.