Mortgage Tips

Advice for Buying a Second Home

First and foremost, you should always breakdown and consider your goals when looking into buying a second home. Maybe you want an additional home to visit on the weekends, holidays or in the summer. Or possibly you’d like to have the home for retirement to or pass on to your children. There can be additional…

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Down Payment Assistance Options

Coming up with a down payment can be the most costly aspect of home buying. Today we’re covering some of the down payment assistance options that are available out there. First of all, it should be noted that receiving down payment assistance is possible only with a residence which you will be occupying. This excludes…

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What to Do If Your Identity Is Stolen

Having your identity stolen is hopefully something you and the people around you are unfamiliar with, although it can never hurt to be cautious. Here is some expert advice as to what to do if the circumstance ever comes up. Initially, it’s important you diagnose the account that has been compromised. While it can be…

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Advice To Prepare For Home Ownership

For most, buying a home is likely not an impulse purchase. It is a process which, from the browsing of houses to the signing of paperwork can take a long time. Therefore, it is crucial to understand the process of home ownership before you dive in. We’re providing a comprehensive checklist for those who may…

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Financial Impacts of Low Credit Score

Home buyers can save a good amount of money on their loan if they are walking in with a good credit score. No one needs an absolute perfect score, but the better your credit history is than the more likely you are to quickly qualify for a mortgage. Not only this, but you can also…

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How To Increase Your Credit Score

Your credit score is likely going to be a factor when it comes to major purchases. It will effect how much you’re paying, and even your capability of qualifying for that purchase. Today, we’re offering tips for anyone looking to raise their credit score. First and foremost, it is vital that you pay your bills…

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Where to Begin When It Comes to Saving For a Home

You may have begun to toy with the idea of getting into the housing market, but realized your finances aren’t quite ready. With that being said, maybe you’ve begun to save up for when the time comes. If you have yet to begin doing so, it can be intimidating to start but it can be…

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Guide for Negotiating A Home Price

Many first time home buyers may find themselves too intimidated to attempt negotiating a home price. Today we’re offering tips to help you buy your home at a price you like. Here are some suggestions to help you throughout the negotiation process. First and foremost, be sure to have your finances in order before you…

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Tips for Buying a Vacation Home

Summer calls for cool drinks poolside, naps on the beach, jet-skiing on a lake, or even hiking under the stars in the mountains. We’re offering tips in honor of these longings; tips to consider when looking into purchasing a vacation home. Always primarily consider location (obviously) when looking into buying a vacation home. Aside from…

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