Mortgage News

Home Renovation Myths

With home renovations, there are myths you should take into consideration before beginning. We’re breaking some of these myths down today so that you can avoid catastrophe. Frequently, a misconception is that you can simply add the cost of the renovations to your price tag. While this idea may make seller’s happy, it’s simply not…

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Negotiating Home Prices

Negotiating a home price can be an incredibly intimidating process. Although, it’s important that you don’t let yourself be dismayed as negotiating the price of a home is a common thing to do. Here’s some advice we have to offer during this process. It’s incredibly important that no matter what you act fast. It’s important…

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Things to Ask a Home Inspector

You may find yourself feeling out of your element during a home inspection. If that’s the case, today’s guide is meant to catch you up on what you need to know about the process. Here are five questions that you should not hesitate from asking your home inspector. First and foremost, don’t be afraid to…

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Home Ownership in Your Twenties

Owning a home in your twenties is not the pipedream you may have made it out to be. Frankly, it is highly possible to make homeownership a reality during this time. Read on for more! To begin, focus on saving up for the down payment. You may think that it’s a requirement for a down…

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MORTGAGE CREDIT NEWS BY LOUIS S. BARNES- 9/28/18

The Fed this week raised the overnight cost of money to 2.25%, the “prime” rate rising mechanically everywhere to 5.25%, and the Fed signaled additional .25% hikes every 90 days until the economy slows — and long-term rates went down. Not down by much, but the all-important 10-year T-note fell back from its crucial 3.10%…

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Low Down Payment Options!

Today we’re discussing some programs today that could work for those who may be interested in a low or no down-payment loan option! The United States Department of Agriculture created a housing program to encourage rural development. This loan offers a zero-down mortgage for low to moderate income families looking for a home in low…

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How to Avoid Identity Theft

Following up on last weeks blog post on what to do if your identity is stolen, this week we’re being proactive and offering steps on how to prevent it. This unfortunately pertains to everyone, so read up to be prepared! The first hint that you’re at risk is any unusual activity on your financial accounts.…

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Advice for Buying New From a Builder

Some people may prefer to buy a home that is completely new. If this is the case for you, you should consider buying something recently constructed from a builder. When doing so, there are numerous things to keep in mind, so read on for our tips when buying from a builder! There are a few…

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Housing Bubble? Don’t Be So Sure.

The Colorado market has seen significant price increases over the last few years. This has lead many of us to believe that we are headed for another housing collapse. While over inflated prices can be an indication to a looming market correction, it is not the case for the Colorado market currently. Black Knight Financial…

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Making Paying Off Your Mortgage Early a Feasible Option

For some, attempting to pay off your mortgage early may seem like a pipe dream. Though like with most things, every effort to make it happen gets you closer to reaching your goal. On our Mortgage News blog today: tips to pay off your mortgage early while reducing costs! Before considering any of the tips…

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