Mortgage News

Things You Can Do to Save Money When Buying a Home

When it comes to home buying, the expenses are large. We know that it helps whenever you can cut back on expenses. Today’s blog will offer some small tips on how you can cut back on some of those. First and foremost, it’s important you are prepared for the mortgage application process. This means being…

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How to Achieve a Happy & Healthy Retirement

There can be a lot of anxiety associated with retirement planning in order to be sure you’re on the right track. To quell some of those concerns, today we’re discussing some ideas to make sure you have the right foot forward. Read on for more and don’t hesitate to contact a mortgage consultant if you’d…

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Real Estate Investment for Beginners

When it comes to investing, real estate has historically been a trustworthy and reliable candidate. Today we’re offering tips on how to start investing in real estate if it is your first time! First and foremost, don’t feel the need to immediately start big with your investment. Buying a single family or one bedroom home…

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A Fall in Housing Prices Predicted for 2019

Recent Real Estate data, along with nationwide housing trends, predict that there is expected to be a surge of lower prices in the housing market come 2019. This prediction is partially due to the widespread availability of newer housing options, seeing as construction over the past few years has been at an all-time high. Chief…

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Home Renovation Myths

With home renovations, there are myths you should take into consideration before beginning. We’re breaking some of these myths down today so that you can avoid catastrophe. Frequently, a misconception is that you can simply add the cost of the renovations to your price tag. While this idea may make seller’s happy, it’s simply not…

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Negotiating Home Prices

Negotiating a home price can be an incredibly intimidating process. Although, it’s important that you don’t let yourself be dismayed as negotiating the price of a home is a common thing to do. Here’s some advice we have to offer during this process. It’s incredibly important that no matter what you act fast. It’s important…

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Things to Ask a Home Inspector

You may find yourself feeling out of your element during a home inspection. If that’s the case, today’s guide is meant to catch you up on what you need to know about the process. Here are five questions that you should not hesitate from asking your home inspector. First and foremost, don’t be afraid to…

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Home Ownership in Your Twenties

Owning a home in your twenties is not the pipedream you may have made it out to be. Frankly, it is highly possible to make homeownership a reality during this time. Read on for more! To begin, focus on saving up for the down payment. You may think that it’s a requirement for a down…

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MORTGAGE CREDIT NEWS BY LOUIS S. BARNES- 9/28/18

The Fed this week raised the overnight cost of money to 2.25%, the “prime” rate rising mechanically everywhere to 5.25%, and the Fed signaled additional .25% hikes every 90 days until the economy slows — and long-term rates went down. Not down by much, but the all-important 10-year T-note fell back from its crucial 3.10%…

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Low Down Payment Options!

Today we’re discussing some programs today that could work for those who may be interested in a low or no down-payment loan option! The United States Department of Agriculture created a housing program to encourage rural development. This loan offers a zero-down mortgage for low to moderate income families looking for a home in low…

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