Loan Product/Info

Reasons to Buy a Home in Winter

A lot of people may think of browsing a neighborhood looking for “For Sale” signs during the spring and summer. The weather is nice during the spring and summer and you get to see yards in their best condition. There are great reasons to consider shopping in winter, including the opportunity to potentially save money.…

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Factors that Can Negatively Effect Your Mortgage Application

There are some things to keep in mind with your mortgage application to increase your chances of being approved. Read on to learn more! The first technical item your loan officer will likely want to know after going through the basics is your credit score. The better your score, the less likely it is that…

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How PMI Saves You Money

PMI, or private mortgage insurance, provides protection in case you default on your loan. If you are able to make a 20% down payment, it is not required that you have private mortgage insurance. If you are unable to make a 20% down payment, then you may be required to pay a monthly premium for…

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Tapping Into Your Home Equity

Your home equity is a valuable asset which you may not even realize you can access. We’re here today to tell you that, as a matter of fact, you can and should! First, you can get a home equity loan using what you’ve earned off of your home. A home equity loan is particularly useful…

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Construction Loans Briefly Explained

When it comes to construction loans, some individuals may be unaware of them as an option. Of this program, there are two types of loans to consider. First off, there are construction to-permanent-construction loans. During these loans, you essentially borrow money to pay for the construction. When it’s complete, the lender will then convert the…

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Choosing a Place to Live

Choosing a town to live in is one of the most challenging facets of the home buying process. There are many different factors that come into play with the process and today, we’re offering our list of what we think are the deal breakers. While these may not go in any particular order and likely…

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Tips for Finding Your Retirement Property

Reaching the moment where you’re ready to buy a retirement home is an exciting moment. In order to feel prepared, we’re offering some tips on finding your perfect retirement property!   First and foremost, you should always work with a realtor when searching for a home or property to buy. Your realtor will be able…

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How to Pay off Your Mortgage Early

To some, paying off your mortgage early may seem like a myth. Like with most things, when considering paying off your mortgage sooner rather than later, every penny counts. On our blog today: tips to relieve stress and pay off your mortgage early! Before considering any of the tips below, always check with your mortgage…

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How to Receive Down Payment Assistance

When it comes to home buying, one of the primary pieces of advice that mortgage advisors will offer involves the importance of down payments. You have likely heard that the more you are able to put down up front, the less you’ll be paying in the long run on interest. For many people looking to…

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Getting a Loan as a United States Veteran

United States veterans and their spouses are offered benefits when it comes to taking out a loan for a home. Today we’re discussing those benefits and how you can utilize them to your advantage if applicable. First, it should be noted that if you are a veteran, you maintain these benefits for life. Although, to…

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