Loan Product/Info

HELOC’s Explained

What is a HELOC and how exactly is it useful? Today we’re covering the basics of a home equity line of credit, so read on for more details and see if it can work for you. With a HELOC, you borrow against the available equity in your home and the house is used as collateral…

Read More

Tips for Beginning to Save up for Your First Investment Property

Today we’re discussing the most effective ways to build up your savings towards your first investment property; it’s not as intimidating as made out to be, so get excited! Allow us to reiterate: saving up is not as intimidating as it is made out to be. It’s important that you internalize this, as if you…

Read More

Reasons to Talk to a Loan Officer Before Buying

Some of you may wonder when exactly is the appropriate time to get a loan officer involved in the home buying process. Our answer: ASAP. Working with a loan officer early on will also help you to get pre-approved. This is incredibly beneficial as your offer on a home will stand out since you have…

Read More

Uses of Your Home Equity

Your home equity is an incredibly valuable asset which you may not even realize you can access. We’re here today to tell you that, as a matter of fact, you can! First and foremost, you can get a home equity loan using what you’ve earned off of your home. A home equity loan is particularly…

Read More

Tips for Getting Your First Mortgage

Getting your first mortgage can be intimidating as you’ve likely been saving for a long time. Today, we’re covering some tips that should help you when getting your first mortgage, so read on. Initially, it’s vital that you figure out how much you can afford to borrow. This will allow you to determine important facts…

Read More

Home Price Negotiation Explained

Negotiating the price of a home can be an intimidating process, yet is a highly common (and important) thing to do. Today we’re offering some tips to help you with this process! You should always respond to the seller quickly if you want to negotiate the price of a home, or even if you don’t…

Read More

The Underwriting Process Explained

Underwriting is the process of someone verifying your assets in order for you to be approved for a loan. This step in the process is what gets you approved for a loan, so read up to learn how you can speed it up to get into your new home by the closing date! The documents…

Read More

What to Know About Construction Loans

When it comes to construction loans, there are two types of construction loans to consider. First off, there are construction to permanent construction loans. These loans are simple. You essentially borrow money to pay for the construction. When it’s complete, the lender will convert the loan balance into a permanent mortgage. Essentially, this type of…

Read More

What is a HELOC?

What is a HELOC and how exactly is it useful? Today we’re covering the basics of a home equity line of credit, so read on for more details and see if it can work for you. With a HELOC, you borrow against the available equity in your home and the house is used as collateral…

Read More

How to Pay off Your Mortgage Early

To some, paying off your mortgage early may seem impossible. Like with most things, when considering paying off your mortgage sooner rather than later, every penny counts. On our blog today: tips to relieve stress and pay off your mortgage early! Before considering any of the tips below, always check with your mortgage officer to…

Read More