Posts by PMG

What to Prepare For in Your Emergency Fund

When it comes to emergencies, they are never expected, and often times they arise during the worst possible moment. When it comes down to it, not having funds for an emergency is far more stressful than saving for the emergency itself. With that being said, on our blog today we’re discussing emergency funds and how…

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Recent Changes by Fannie Mae to Benefit Borrowers With Student Debt

In honor of all of 2018’s recent graduates, today’s blog post will cover the recent news which makes it easier for millions of student loan borrowers to own a home or refinance a mortgage. There are roughly 44 million citizens in the United States currently who are burdened with student loans, averaging at about $37,000 per…

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Where to Begin When It Comes to Saving For a Home

You may have begun to toy with the idea of getting into the housing market, but realized your finances aren’t quite ready. With that being said, maybe you’ve begun to save up for when the time comes. If you have yet to begin doing so, it can be intimidating to start but it can be…

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Simplifying Mortgage Terms

The real estate and mortgage businesses can be confusing for those who are unfamiliar or inexperienced. Today on the blog we’re hoping to simplify things, so here are some of the primary mortgage terms explained. We’ll start with the one that most are vaguely familiar with: down payment. Once there has been an agreement between…

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A Brief Guide for Making an Offer On a Home

As a follow up on yesterday’s post of negotiating a home price, today we’re offering suggestions on how to make an offer on a house (and win!). After you’ve found a home that you love and have all of your finances in order, you may have reached the point where you feel ready to make…

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Guide for Negotiating A Home Price

Many first time home buyers may find themselves too intimidated to attempt negotiating a home price. Today we’re offering tips to help you buy your home at a price you like. Here are some suggestions to help you throughout the negotiation process. First and foremost, be sure to have your finances in order before you…

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Tips For Receiving Down Payment Assistance

  When it comes to home buying, one of the primary pieces of advice that mortgage advisors will offer involves the importance of down payments. You have likely heard that the more you are able to put down up front, the less you’ll be paying in the long run on interest. For many people looking…

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Mortgage Credit News By Louis S. Barnes – 7/6

Nothing happened this week. Oh, the temptation some Friday just to leave it at that. Plenty did happen, of course, but markets are focused on the list of what’s happening that hasn’t quite happened yet. Market people are consumed by news and vice-versa whether they want to be or not — they must stand in…

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Tips for Buying a Vacation Home

  Summer calls for cool drinks poolside, naps on the beach, jet-skiing on a lake, or even hiking under the stars in the mountains. We’re offering tips in honor of these longings; tips to consider when looking into purchasing a vacation home. Always primarily consider location (obviously) when looking into buying a vacation home. Aside…

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